As your advisor, I will focus on helping you live your best life possible with the money you have, while still preparing for tomorrow.  My process is designed to ensure your finances are aligned with your goals and that you have planned for life's transitions.  Each step of the process works toward improving your relationship with money and shifting your mindset to be the owner of your financial decisions. 

Who I Serve

                Employer

                        Current employees of companies who offer their employees a pension benefit

                Life Stage

                         I specialize in people who are beginning to consider retirement, usually within 10 years

                Nice People

                        I like to work with genuinely nice people with whom we share a mutual respect

                Looking for a trusted advisor

                        My clients have never or have had limited exposure to financial advisors and understand that their financial success is too important to do                           it themselves

Step 1 - Phone meeting

This is a 15 minute call to understand your needs and to ensure my expertise can meet your needs.  

Step 2 - Initial meeting

This is an hour meeting where we discuss your situation to identify your goals and to review your financial situation.  I will describe my one-page financial plan and discuss expectations for next meeting.   

Step 3 - Analysis

I apply my experience, training and knowledge to establish a one-page financial plan for you to implement.  We will also answer the below questions:

• Do you have enough income to sustain your current and future lifestyle?
• Are you overpaying your taxes?
• Can we reduce threats to your portfolio?
• Can your portfolio be improved?

Step 4 - Strategy Meeting

During this meeting, we will review your one-page financial plan.   We will answer any questions you have from the initial meeting and from the one-page financial plan and discuss my fees. 

At the end of the meeting, we will discuss my fees and you will have the opportunity to sleep on your decision on whether we are a fit to work together.  

While I want to work with you, if you decide that this is not a good fit, I wish you all the best and every success. 

My Story

I was raised with STRONG money values. I can still hear my dad saying, “If it’s not in your checkbook, you don’t spend it.”

I wanted to live by these principles too.

After high school I joined the military, and it was like I forgot EVERYTHING. I had money burning a hole in my pocket and I spent whatever I wanted… and tracked NOTHING! Fast forward to four years later, I STRUGGLED TO BUY GROCERIES in my new college environment. I knew I had to get BACK TO MY ROOTS.

I studied finance, became fascinated with investments and the world of money. And…I DREAMED about becoming a financial advisor. But a commission-based position WASN’T A RISK I WANTED to take with a new wife and family.

For 30 years I worked as a corporate ACCOUNTANT. But I never let go of MY DREAMS of being a financial advisor. I honed my planning skills with my own family, and we planned for EVERYTHING.

When my wife and I became EMPTY NESTERS, I sat down to figure out what was next for us. We knew it was “NOW OR NEVER.”

There are no words to describe how it feels to finally get to SHARE MY PASSION with clients, helping them live the lives THEY DREAM ABOUT. We focus on risk management, estate planning, and investments, which gives them security for their future. I love seeing their A-HA! moments as they make positive steps towards their dreams.

This is why I do what I do.

Being a financial advisor is my DREAM COME TRUE, and I promise when we work together, I’ll do whatever it takes to make YOUR DREAMS come true as well.

If you would like to chat about planning for your dreams, please click the "Schedule an Appointment" button to schedule your 15 minute complimentary session.  I'd love to help!

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